Adversity is less terrifying than hope: United Community Banks Inc (UCB)

With 0.91 million shares changed hands, the volume of the stock remained heavier than its average volume of 0.83 million shares. During the session, the Banks – Regional company that operates in wider Financial sector, reached to the highest price of $28.11 whereas the lowest price it dropped to was $27.36. The 52-week range on UCB shows that it touched its highest point at $35.38 and its lowest point at $22.93 during that stretch. It currently has a 1-year price target of $32.86. With its current market cap of 3.33 billion, UCB has annualized dividend of $0.95 while the current yield stands at 3.41%. UCB paid its most recent dividend on 1741910400, while the ex-dividend date for that was 1741910400. Beta for the stock currently stands at 0.77.

Price Performance and Earnings:

Stock performance is one of the indicators that investors use to determine whether they will profit from a stock. The price performance of UCB was up-trending over the past week, with a rise of 2.09%, but this was up by 0.65% over a month. Three-month performance dropped to -15.64% while six-month performance fell -2.45%. The stock gained 8.74% in the past year, while it has lost -13.71% so far this year. A look at the trailing 12-month EPS for UCB yields 2.11 with Next year EPS estimates of 2.71. For the next quarter, that number is 0.61. This implies an EPS growth rate of 9.23% for this year and 7.78% for next year.

Float and Shares Shorts:

At present, 119.51 million UCB shares are outstanding with a float of 118.60 million shares on hand for trading. On 2025-04-15, short shares totaled 2.41 million, which was 202.0 higher than short shares on 1741910400. In addition to Mr. Herbert Lynn Harton as the firm’s Chairman & CEO, Mr. Richard William Bradshaw serves as its President & Chief Banking Officer.

Institutional Ownership:

Through their ownership of 0.87516 of UCB’s outstanding shares, institutional investors have minority control over the company.

Analysts Ratings:

In the same way, a target price assigned to a stock can also reveal much about its potential. With UCB analysts setting a high price target of 38.0 and a low target of 30.0, the average target price over the next 12 months is 33.57143. Based on these targets, UCB could surge 36.3% to reach the target high and rise by 7.6% to reach the target low. Reaching the average price target will result in a growth of 20.41% from current levels.

EPS: Estimates vs Actual

It is also common to use earnings estimates to evaluate a firm’s growth potential and to determine trading strategy. Analysts have provided yearly estimates in a range of $2.27013 being high and $2.20987 being low. For UCB, this leads to a yearly average estimate of $2.24. Based on analyst estimates, the high estimate for the next quarter is $0.68 and the low estimate is $0.63. The average estimate for the next quarter is thus $0.65.